:root {
  --color-bg: #fcfcfc;
  --color-surface: #ffffff;
  --color-text: #1a1a2e;
  --color-text-muted: #5a5a7a;
  --color-accent: #b8860b;
  --color-accent-hover: #996f09;
  --color-navy: #0f1a3c;
  --color-navy-light: #1a2850;
  --color-border: #e8e8f0;
  --font-serif: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --radius-sm: 4px;
  --radius-md: 8px;
}

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  background: var(--color-bg);
  color: var(--color-text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Hero */
.hero {
  background: var(--color-navy);
  color: #fff;
  padding: 100px 0 80px;
}

.hero-content { max-width: 720px; }

.hero-badge {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  color: var(--color-accent);
  margin-bottom: 32px;
  text-transform: uppercase;
}

.hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(40px, 6vw, 64px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -1px;
  margin-bottom: 24px;
}

.text-accent { color: var(--color-accent); }

.hero-sub {
  font-size: 17px;
  color: #b0b8d0;
  max-width: 560px;
  margin-bottom: 40px;
  line-height: 1.8;
}

.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 56px; }

.cta-gold {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--color-accent);
  color: #fff;
  padding: 16px 32px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  letter-spacing: 0.5px;
  border: none;
  cursor: pointer;
  transition: background 0.2s;
}

.cta-gold:hover { background: var(--color-accent-hover); }

.cta-outline {
  display: inline-flex;
  align-items: center;
  padding: 16px 32px;
  font-size: 15px;
  font-weight: 600;
  text-decoration: none;
  color: #fff;
  border: 1px solid #3a4a7a;
  transition: border-color 0.2s;
}

.cta-outline:hover { border-color: #fff; }

.hero-trust {
  display: flex;
  gap: 48px;
  padding-top: 40px;
  border-top: 1px solid #1e2d55;
}

.hero-trust-item { display: flex; flex-direction: column; gap: 4px; }

.trust-num {
  font-family: var(--font-serif);
  font-size: 32px;
  font-weight: 700;
  color: var(--color-accent);
}

.trust-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2px;
  color: #6a7494;
  text-transform: uppercase;
}

/* Sections */
.section-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  color: var(--color-accent);
  margin-bottom: 12px;
  text-transform: uppercase;
}

.section-tag-dark { color: var(--color-navy); }

.section-header { margin-bottom: 64px; }
.section-header h2 {
  font-family: var(--font-serif);
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 700;
  letter-spacing: -0.5px;
  line-height: 1.15;
}

/* Services */
.services {
  padding: 120px 0;
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.service-card {
  padding: 40px 32px;
  border: 1px solid var(--color-border);
  transition: box-shadow 0.3s, border-color 0.3s;
}

.service-card:hover {
  border-color: var(--color-accent);
  box-shadow: 0 8px 32px rgba(15, 26, 60, 0.06);
}

.service-icon {
  color: var(--color-accent);
  margin-bottom: 24px;
}

.service-card h3 {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: 0.5px;
}

.service-card p {
  font-size: 15px;
  color: var(--color-text-muted);
  line-height: 1.7;
}

/* About */
.about {
  padding: 120px 0;
  background: var(--color-bg);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-content h2 {
  font-family: var(--font-serif);
  font-size: clamp(28px, 3.5vw, 40px);
  font-weight: 700;
  letter-spacing: -0.5px;
  line-height: 1.15;
  margin: 16px 0 24px;
}

.about-content > p {
  font-size: 16px;
  color: var(--color-text-muted);
  line-height: 1.8;
  margin-bottom: 32px;
}

.about-features { display: flex; flex-direction: column; gap: 16px; }

.about-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 15px;
  font-weight: 500;
}

.about-feature svg { color: var(--color-accent); flex-shrink: 0; }

.about-visual { display: flex; justify-content: center; }

.visual-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
}

.visual-stat {
  background: var(--color-navy);
  padding: 40px 32px;
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.visual-stat:first-child {
  grid-column: 1 / -1;
}

.visual-num {
  font-family: var(--font-serif);
  font-size: 48px;
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
}

.visual-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 2px;
  color: #6a7494;
  text-transform: uppercase;
}

/* Process */
.process {
  padding: 120px 0;
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}

.process-step { text-align: center; }

.step-num {
  font-family: var(--font-serif);
  font-size: 64px;
  font-weight: 700;
  color: var(--color-border);
  line-height: 1;
  margin-bottom: 24px;
}

.process-step h3 {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 16px;
  letter-spacing: 0.5px;
}

.process-step p {
  font-size: 15px;
  color: var(--color-text-muted);
  line-height: 1.7;
}

/* Testimonials */
.testimonials {
  padding: 120px 0;
  background: var(--color-navy);
  color: #fff;
}

.testimonials .section-tag { color: var(--color-accent); }
.testimonials h2 { color: #fff; }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.testimonial-card {
  background: var(--color-navy-light);
  padding: 40px 32px;
  border: 1px solid #2a3866;
}

.stars { color: var(--color-accent); font-size: 16px; margin-bottom: 20px; letter-spacing: 2px; }

.testimonial-card p {
  font-size: 16px;
  line-height: 1.7;
  color: #c0c8e0;
  margin-bottom: 24px;
}

.testimonial-author {
  font-size: 14px;
  font-weight: 600;
  color: #6a7494;
}

/* Final CTA */
.final-cta {
  padding: 120px 0;
  background: #fff;
}

.cta-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.cta-content h2 {
  font-family: var(--font-serif);
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 700;
  letter-spacing: -0.5px;
  line-height: 1.15;
  margin: 16px 0 24px;
}

.cta-content > p {
  font-size: 16px;
  color: var(--color-text-muted);
  line-height: 1.8;
  margin-bottom: 32px;
}

.cta-phone {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--color-navy);
  text-decoration: none;
  font-size: 20px;
  font-weight: 700;
}

.cta-phone svg { color: var(--color-accent); }

.cta-form form { display: flex; flex-direction: column; gap: 16px; }

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 16px 20px;
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  color: var(--color-text);
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 500;
  outline: none;
  transition: border-color 0.2s;
  -webkit-appearance: none;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  border-color: var(--color-accent);
}

.form-group input::placeholder,
.form-group textarea::placeholder { color: #9a9ab0; }

.form-group select { cursor: pointer; }

.cta-full { width: 100%; justify-content: center; }

/* Footer */
.footer {
  padding: 64px 0 32px;
  background: var(--color-navy);
  color: #6a7494;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid #1e2d55;
}

.footer-logo {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
}

.footer-brand p { font-size: 14px; line-height: 1.7; }

.footer-contact h4,
.footer-links h4 {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 2px;
  color: #fff;
  margin-bottom: 16px;
  text-transform: uppercase;
}

.footer-contact p { font-size: 14px; margin-bottom: 8px; }
.footer-contact a { color: var(--color-accent); text-decoration: none; }
.footer-links ul { list-style: none; }
.footer-links li { margin-bottom: 8px; }
.footer-links a {
  color: #6a7494;
  text-decoration: none;
  font-size: 14px;
  transition: color 0.2s;
}
.footer-links a:hover { color: #fff; }

.footer-bottom {
  padding-top: 32px;
  text-align: center;
  font-size: 13px;
}

/* Responsive */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .about-grid { grid-template-columns: 1fr; gap: 48px; }
  .process-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .cta-grid { grid-template-columns: 1fr; gap: 48px; }
}

@media (max-width: 768px) {
  .hero { padding: 80px 0 60px; }
  .hero h1 { font-size: 36px; }
  .hero-cta { flex-direction: column; }
  .hero-cta a { text-align: center; }
  .hero-trust { flex-direction: column; gap: 24px; }
  .services-grid { grid-template-columns: 1fr; }
  .visual-block { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
}